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Wednesday, April 27, 2011

Bank expect insurances can access SID

BI/finance
19/4/2011
Irvin Avriano A.
Bisnis Indonesia

Bank expect insurances can access SID

JAKARTA: The banking industry players expect the insurance industry to be able to access debtor information system (sistem informasi debitur/SID) which made by Bank Indonesia to facilitate the checking of the insurance bad credit customers.

PT Bank Rakyat Indonesia Tbk (BRI) Oil, Gas & Energy Desk Head Dedy Ihsan said he is hoping his proposal can creates synergies between financial institutions.

"The client's data can be cross-checked to see their loan detail, later any discrepancy that found can be processed by the insurance company," he told the press today.

Dedy also remind the binding guarantees between insurance and reinsurance require notarial act that will make ​​a strong law basis, either guarantee contract and indemnity contract.

For now, he said the insurance company usually only make notary contract for guarantee, while not making the same action for indemnity contract, and act with less notice for other regulations such as criminal law and civil law.

The statement was told by Dedy in a short seminar event that held by PT Reasuransi Internasional Indonesia (ReIndo) in Aryaduta Hotel.

On the same occasion, ReIndo General Reinsurance Division Head Kocu Andre Hutagalung assessing the need for socialization for the insurance and reinsurance for securing their binding guarantee through a strong legal structure.

"There are some cases that we experienced, that showed that the insurance and reinsurance industry participants need to put guarantee contracts in a strong law shaped."

(image credit: http://www.cruisecritic.com/articles.cfm?ID=274)

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